Ancillary wage costs/Calculation of net wage
The monthly net wage can be calculated as follows: |
Gross monthly wage
plus child/family allowances |
not subject to social insurance contribution, but subject to tax |
|
| Gross total |
|
| minus AHV/IV |
5,05 % |
Old age/survivors/disability insurance
(4,2 % AVS ; 0,7 % AI ; 0,15 % ADG) |
| minus AL (unemployment insurance) |
1,0 % |
| minus NBV(non-occupational accidents)) |
variable according to income and employer |
| minus sickness daily allowance insurance |
voluntary by employer, variable between 0,5% and 4% |
| minus BVG (pension fund)* |
based upon age; 7% to 18% of income |
| minus withholding tax |
based upon canton of residence, religion and family status Tax Calculator. |
|
Net wage
% Premium health insurances |
|
| BVG contributions* |
| Age |
Percentage from insured wage** |
| 25-34 |
7,0 % |
| 35-44 |
10,0 % |
| 45-54 |
15,0 % |
| 55-64 |
18,0 % |
** the compulsory maximal wage which has to be insured is CHF 58.140
