The amount of insurance protection calculated by comparis.ch is a suggestion only. It is important to verify whether the suggested amount is sufficient for your household in order to avoid underinsurance. Also be careful to calculate the original value of household items. If you have special furniture or interior decoration, the insurance protection you need may differ from the suggestion made by comparis.ch. The insured sum in the household insurance covers the so-called basic household effects. The basic household effects include fixtures (furniture, curtains etc.), household machines, crockery, bedding, clothes and shoes, comestible goods as well as personal objects that are brought by guests (=guests' belongings). The evaluation of the insured sum for the basic household effects is calculated according to the amount of rooms, the furnishing standard and the amount of family members living in the household. In the case of special furnishing it is recommended to adjust the insured sum.