All movable items for private use of a household which are not part of buildings or are not built-in are considered household effects. They include fitments (furniture, curtains, etc.), household machines, crockery, bedclothes, clothes and shoes, comestible goods, sports equipment, personal items belonging to guests, etc.
In the household insurance comparison, an insured sum is recommended which is based on the amount of rooms, the standard of fittings and the amount of people living in the household. In the case of special fittings it is recommended to adjust the amount insured. The value of the items can be calculated with the household calculator.
