Glass breakage insurance is part of the household insurance. It covers breakage of furniture glass and / or und/oder building glass. Apart from window glass, e.g. also washbasins, glass ceramic cookers or closets count as building glass.
With most insurance companies, building glass and furniture glass can be separately covered against glass breakage. Many insurance companies cover glass damages as «first risk» with a selectable sum, others integrate the glass breakage insurance into the total insurance sum.
Tip: Only take out insurance for items really belonging to you
If you for example own glass tables, glass cabinets or an aquarium, a furniture glass insurance is worthwhile.
Tenants do not need building glass insurance. This also applies for possible supplementary insurances for washbasins, sinks, closets, bidets, glass ceramic cookers and kitchen worktops made of natural or artificial stone. Property owners, however, are owners of the building glass and should additionally take out this insurance. What is excluded?Hand mirros, optical glass, glassware, glass figurines,
hollow glassware (apart from aquariums and glass bricks), lights and lamps, light bulbs, fluorescent and neon tubes will not be paid.
