Unlike the household insurance which covers damages in the interior, the building insurance provides coverage for damage to buildings and components thereof due to fire, water, events due to natural forces and glass breakage. Building insurance also includes fitments belonging to the flat (built-in closets, ovens, cookers, baths, blinds, etc.)
Non-permanent installations, however, are covered by the household insurance. Building insurance is mandatory in most cantons and lies in the responsibility of the owners. Insurance protection and premiums vary depending on the canton.
