Here comes Mobile Banking
Stefan Rüesch,
bank expert
at comparis.ch
20 July 2012 - Money
What has long been a matter of course in other countries is now taking root even in Switzerland: the option of settling payments and dealing with other banking transactions by mobile phone. This was possible even beforehand at Postfinance. Now other banks have also begun to take this route. For instance there is Raiffeisen bank, some Cantonal banks or even Crédit Suisse for that matter. The services to some extent, nonetheless, still continue to be heavily restricted. Thus, mobile banking at Crédit Suisse is restricted to Apple iPhones. The Raiffeisen Bank, the Aargau and Thurgau Cantonal Banks and the Cantonal Bank of St. Gallen offer the whole range of e-banking services. These banks allow the use of this (e-banking) application on all existing smartphones. All banking transactions are possible except for foreign payments. What is particularly time saving, is the scanning of deposit slips. This service is also offered by Postfinance, the Crédit Suisse and, from November onwards, even by the Zurich Cantonal Bank.
Mobile banking is considered to be as safe as e-banking. The users can contribute greatly to security by means of their own conduct. One should thus store ones password safely and under no circumstances save it on the device. What is also recommended is the activation of device lock codes. As the case may be, it is even advisable to acquire a virus scanner for smartphones.
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