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If you lease a car, you might be able to afford a fancier car than if you would pay for a car completely yourself. In the long-run, however, higher costs await you. Among other things, lessees usually pay more insurance premiums than car purchasers. The addition to the insurance premium is up to 28 percent. More

Generally, savings interests are facing lean times. Credit Suisse is a pleasant exception in this matter. Like last year, the bank provides an attractive offer called «PremiumInterest Savings Account»: If you newly open a savings account between April 1 and Juni 30 and deposit a minimum of More

If you were on the road with a stronger e-bike, you were not allowed to use a trailer until now. This is going to change. From 1st May, trailers are also allowed for electric bicycles of the motorbike category. E-bikes of this category can reach more than 25 km/h with the help of pedal assist. However, More

Coop and Migros are in a neck-and-neck race when it comes to prices. Sometimes one of the two is cheaper, sometimes the other. This is also shown in a price analysis that comparis.ch has conducted for the third time for a selection of branded items. For the products that are available at both retailers, More

I am buying an ski apartment in Valais. My current lender will only finance 60%. Are there any lenders that weill finance 80% on a second home? More

A current statistic shows: a third of the Swiss population pays reduced premiums. Reduced premiums are intended to reduce the financial load of persons in modest financial circumstances. Thereby, the taxable income is not allowed to exceed a certain maximum limit. The exact requirements for a premium More

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It’s over with bargain prices for Postfinance customers: if you are still using a credit card issued by the former Postfinance partner Viseca, you are unlucky. The annual fee for the “Mastercard Silber“ is being increased from CHF 50 to CHF 100. The Postfinance credit card issued by More

i just want to ask if it's possible for me and my husband to get an appartment instead to pay the rent we will pay the loan. the only thing is we are just arrived here in switzerland for about 9 months, we are both working but we dont have personal savings yet so we cant pay the 20 percent in mortgage More

In cooperation with Pro Juventute, the telecom provider Sunrise is launching a prepaid offer especially designed for children. Sunrise and Pro Juventute promise that the offer «constantly adjusts to the development stage of the child» thanks to «gradual enabling of usage options». More

While in the north, the weather is still cold and grey; the south shines with bright weather, attracting numerous sun worshippers. It's Easter time and traffic jams reach their peak. Critical road sections such as the kilometre in front of the Gotthard tunnel are especially affected. If you haven't been More

Thefts, among them especially thefts by snatching, pickpocketing and confidence tricks, have increased by a sixth since 2010. This number is shown in the crime statistics report published by the police at the end of March. It is unpleasant to become the victim of theft. It might be a small consolation More

This is copy of a mail I sent to SANA 24. I still receive invoices 18 months after I cancelled. AVOID!!!!! I have find it totally unacceptable that after sending countless correspondences to various employees (In Bern,Zurich,St.Gallen, Rapperswil and Lausanne) that in a 15 month period Herr * More

Sometimes things work out faster than expected: after years of unsuccessful search, your dream flat suddenly appears on the horizon. Now you’ll have to strike immediately. However, in most such cases, the termination date of the previous flat lies far in the future. Therefore, you should inform More

No matter if for wine, newspaper subscriptions or health insurances – advertising calls annoy many consumers. If you don’t want to receive such calls, you can show the direct marketing companies by adding the asterisk entry in the telephone book. But until now, this asterisk entry was a toothless More

Today, 10-year fixed mortgages are available at the historically lowest rate of approximately 2 percent. Home owners who took up their mortgage a few years ago easily pay double the rate. An obvious idea would be to terminate one’s mortgage prematurely. However, this turns out to be expensive for More

In these days, many people are thinking about the purchase of a car – not only at the International Motor Show that currently is taking place in Geneva. Many people buy a new or second-hand car in spring. If you are thinking of purchasing a second-hand car, you should make sure you are accompanied More

Until recently, Postfinance was one of Switzerland’s most attractive financial institutions regarding interest rates in both the savings and retirement sectors. A few days ago, the decrease in interest rates was implemented. Since the beginning of March, Postfinance has been paying lower interest More

The «the new iPad» – the iPad 3 –, presented by Apple, offers a faster processor as well as a better display. The new iPad also has a fast access to surfing the Internet with LTE technology. In Switzerland, LTE is not yet available apart from a few test antennas. In order to More

At the age of 21, half of the young Swiss don’t live with their parents anymore. This is shown in a survey by comparis.ch.The first own flat is a first jubilant step towards independence for most people: finally being able to do what one wants! However, latest at the end of the first month, More

The new youth offers from Swisscom are called «Natel Xtra S», «Natel Xtra M» and «Natel Xtra L» . They differ slightly from the previous youth subscriptions. Larger data volume is an improvement in the new subscriptions. The data volumes of  “Xtra L” More

Hello, My husband is travelling to Switzerland on a work permit and I would accompany him on dependent visa. I am currently working in India and use to do work from home (Any Location outside office). Can I accompany my husband in Switzerland on dependent visa and continue work from home (in Switzerland) More

There’s a crash, the car is totalled, a complete write-off – is traffic legal protection insurance worth it in such a case? It’s difficult to provide a generalised answer. The traffic legal protection can be helpful in certain cases. For example, you receive support from the insurance More

Ancillary costs are expenses that are caused directly by the usage of the flat, such as those for heating and warm water as well as for caretaking work, service subscriptions and similar services. As a general rule: the tenant only owes the landlord those ancillary costs that also are stated in the More

I learned about an additional amount Avanex wants to charge me on basic insurance related documentation but had not communicated extra fee in advance. They said an assumption that they don't need to care for customers is correct as their health insurance offering is governed by law and so customers flow More

Starting on the 29th of February 2012, the SRG TV programming will be aired in HD. In addition to the German SRG programs of SF1 and SF2, the French channels TSR1 and TSR2 and the Italian channels RSI LA 1 and RSI LA 2 will also be broadcasted in HD. An appropriate TV set and subscription to a digital More

As of the middle of 2011, the regulation for deductible rates for medication covered by health insurance was adjusted. Until now, the rule applied that original medication for which there was a generic product – and that hat a price difference to the most expensive generic product of at least 20 More

So far, M-Budget mobile customers with prepaid option could only make calls and write text messages, however, surfing the Internet has not been possible.  Now they can also use the mobile Internet.  Per each MB 28 centimes are charged.  The price for the mobile Internet is relatively More

Hello, I have applied for a Swiss student visa on 22-1-2012 and my Masters course will be starting on 20-2-2012 at Bern University. The Migration Office in Bern requested me to provide them with a medical insurance and prove to them that I will be medically insured during my stay in Switzerland. How More