from Richard Eisler is the
The Federal Housing Department informed that the mortgage reference interest rate dropped to 2.25 percent. The Federal Housing Department calculates the interest rate every quarter. The reference interest rate is based on the average interest rate for mortgages. It is determined by commercial rounding onto the next quarter of a percent.
The rents are based on the reference interest rate: however, the rents generally do not drop automatically. According to a survey by comparis.ch in May 2012, it is only a minority of tenants who benefit from the lower reference interest rate. Therefore it is now worthwhile to check the rents in the tenancy contract. In order to do so, the rent calculator by comparis.ch can be used. If the rent is higher than the current reference interest rate, the tena...More
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