Comparis discussion forums

Foreigners living in Switzerland pay withholding tax if they have a B or L residence permit. On the other hand, those married to a Swiss citizen or possessing a C permanent resident permit are "taxed normally" as for Swiss citizens. This applies also to foreign married couples when one or both has a More

Car owners in Switzerland do not like driving on credit. Three-quarters of Swiss residents still prefer to pay for their cars either directly in cash or with an invoice. Leasing, on the other hand, remains unpopular. Only every fifth driver pays for his car by leasing. These are the results of a study More

Who pays for the hail damage to my car and my house? Hail damage is addressed with optional partial coverage insurance. Conversely, mandatory vehicle liability insurance does not come into play for natural hazards such as hail. This means that those without partial coverage insurance get stuck with the More

It is not yet a travel period. In spite of this, Swiss passport offices are being swarmed with a massive influx of passport applications. Therefore, if needing a new passport for the summer holidays, one should submit an application soon. Reason for the onrush: when the new passports were introduced More

160 francs per year – that is the amount a driver has to pay more for insurance if he lives in the canton of Ticino instead of Bern. In the sunny southern part of Switzerland, average premiums for liability and comprehensive insurance cost 1,341 francs, whereas in the canton of the capital they More

Be more responsive on email so that phone calls and old fashioned letters are not required. More

Hardly anyone does documents in English except AXa Winterthur and this really helped alot as they had English speaker customer service people who was quick and efficient. Plus the price was very reasonable More

The weather is slowly turning spring-like and gardens are coming back to life. Thus, the season of community gardens has begun. If you are interested in renting an allotment, you should also take care of insurance in advance. If the garden shed on your allotment burns down and the soil then has to be More

For expats company does not provide information in English. However, usually someone who speaks english will go through information with you and translate, very helpful. More

There's not much I can say about the company, because I haven't had any accidents and there were not many reasons to contact the company for. Therefore from my little experience I can only say that the employees are very friendly and helpful. More

When I left Switzerland and quit my car insurance, they reimbursed the remainder of the policy in a timely fashion. Generally, quite happy with them and would insure again. More

The company did not even attempt to help me out, retreating in a vague statement that they are sorry the way things developed More

I am quite happy to have my car insurance with this company and will recommend to my frineds and colleagues. All the best, More

April has arrived. By now all hobby gardeners are getting to work. Those without a garden are planting flowerpots and boxes and placing these out on a balcony or window sill. As nice as these decorated balconies and windows are, owners should definitely make sure that flowerpots and boxes are well More

Zürcher Kantonalbank ZKB has recently started offering package deals. Included in each package is a private account, a savings account, a Maestro card (previously known as EC card) and a credit card. There are three different package deals: "ZKB inklusiv", "ZKB inklusiv Gold" and "ZKB inklusiv Platinum". More

There is a website for those that are new to Basel, Switzerland that explains things like insurance, getting around the city by tram, how to open a bank account, etc. http://www.lifeinbasel.com More

At the beginning of the year, the interest rate for a ten-year fixed mortgage rose on average from 2.0 to 2.3 percent, five-year mortgages from 1.4 to 1.6 percent. This is shown in the Comparis mortgage barometer for the first quarter of 2013 (in German, French and Italian). This increase More

Switzerland is planning to make immigration more difficult for foreign workers from the European Union. More precisely, with help of the so-called "shut-off" clause the number of resident permits for citizens of all 25 EU countries should be temporarily limited, though only until the end of May More

Sunrise has revised its assortment of fixed network and Internet access products. Instead of "Click&Call", the new products are named "Internet everywhere". As before, Internet access is being sold in a package with a fixed network connection. There are three products, differing primarily in Internet More

Along with spring often comes interest in getting a new car. The purchase of a new vehicle is a big investment. However, many people neglect to enquire about a lower price during a purchase. It would by all means be worth negotiating: according to a survey (article in German, French or Italian) from More

Flying with the whole family on a holiday can become very expensive. On the five largest airlines flying from Zurich according to passenger numbers, children up to two years of age pay only 10 percent of the adult price. A requirement is that they sit on the lap of an adult. Also good: since March 8 More

The holiday calendar has determined: this year March 31, a very popular moving date, occurs not only on a Sunday, but also on Easter. What does this mean for the date on which a flat must be turned over? It is in principle very simple. As a rule, a flat must be turned over during business hours More

Winter is creeping slowly but steadily away. The streets are now showing what damage the cold season has caused to the road surface. For drivers, potholes are particularly problematic, as they can cause a significant amount of damage to a vehicle. One has bad luck if having to get a car repaired due More

Many do not realise that it is possible to switch health insurance providers in the middle of the year. Doing so requires cancelling the previous insurance by June 30, thereby allowing one to benefit from lower premiums in the second half of 2013. This option is available only to those having the More

Hello, I just have a terrible experience with SanSan (despite their good health care service). I am just leaving Switzerland, been asking SanSan to (modify the family payments for last months) terminate the contract. Instead of that they have send me a form in German to be filled in. Payment slips More

Those who like to decorate their home in exquisite style have to pay more for contents insurance than those who buy all their furniture at the flea market. The reason for this is that the insurance has to pay more when luxurious furnishings are damaged. Since hardly anybody knows the exact total value More

Bad news for customers of Banca Popolare di Sondrio (BPS): For a long time this bank offered very good interest rates on pillar 3a accounts. In February of this year it reduced the interest to 1.85 percent and so from an interest point of view is now considered average. As with other financial More