Tip 1: Compare and estimate market value
- When searching, orientate yourself with the help of the Comparis rating on the Car market. It makes the comparison of models with similar equipment easier.
- With the help of the car rating on the Car market, you can assess the market value of your dream car and thus estimate the leeway for price negotiations.
Tip 2: Second-hand cars – check the car thoroughly
- When purchasing a second-hand car, make sure to discuss possible problems or malfunctions with the dealer.
- Check all documents. Watch out for suspicious gaps in servicing receipts. Check bills for extraordinarily high sums and ask about them. See that the official check and compulsory exhaust maintenance has been made just a short time ago.
- Test drive the car for as long as possible and note eventual faults.
- Especially if the provider is a private person, check the car thoroughly, for example with the help of a neutral vehicle expert or institution such as the TCS.
- Use a neutral sales contract without small print and only sign guaranteeing of at least three months without limitations for parts and work. If you are dealing with a commercial dealer, make sure to take out a guarantee extension through a guarantee insurance.
- Use detected faults as an argument for a price reduction.
- Checklist for the purchase of a second-hand car
Tip 3: New car – ask for a reduction
- When purchasing a new car, ask for a reduction. Price reductions in the low single-digit percentage are absolutely possible. If the price cannot be negotiated, ask for auxiliary services, such as e.g. tyres free of charge.
Tip 4: Sales conversation with a dealer
- If you only have limited car knowledge, take a competent person along.
- Ask for a phase-out model or EU imports. Thus, you signalise to the dealer that you are expecting an according well-priced offer.
- Never accept the first offer. Often, dealers position the first offer higher in order to be able to allow for price reductions later on.
- Take your time with purchasing. If the dealer realises that a potential customer might be escaping, he or she will rather be ready to cooperate.
Tip 5: Leasing and credit financing
- As a general rule, immediate purchase is cheaper than leasing or credit financing, as immediate purchase does not bring along any additional interest rates.
- Also supposed 0% leasing offers are not really cheap, because, for example, less reductions are possible at new purchase.
Tip 6: Insurance
- The majority of all car drivers pays too much for car insurances. You can enter your individual needs as a car driver into the comparis.ch premium comparison and thus receive the cheapest offer.
- To the premium comparison
Tip 7: Fuel consumption
- Depending on the amount of annually driven kilometres, buying a car with a diesel motor can be worthwhile. The information ranges from 10,000 to 30,000 km, as several influencing factors exist.
Tip 8: Value loss
- A new car loses value already after its first drive. You should keep this point in mind if you are planning to sell the car again – and buy a car with small value loss.
- The value loss depends strongly on the brand and the car type. Comparis.ch surveys show that mainly German car brands have a small loss of value, whereas French and Asian cars loose their value quicker.
- The colour also has an influence on the resale value. According to an analysis by comparis.ch, neutral colours such as silver, black or anthracite can be resold best.
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