Liability claims that are possible according to the road laws are covered. Minimal retention is CHF 500. Bonus protection for one-time damage per year is insurable. Material damage at vehicles of
relatives are insured given that a police report exists.
Partial and fully comprehensive insurance
In the case of total damage, the compensation follows the current value; a replacement value supplement
is insurable in return for an additional premium. In the case of theft abroad, the policyholder has to pay the retention of 10%, or at least
the retention that was agreed on.
Coverage of damages due to fire, Acts of God, theft, breakage of glass, martens, collision with animals, snow slide, malicious damage from third parties. Retention eligible: CHF 0, 200 or 300.
Possible supplements: damage or theft of personal effects, damage of small glass items (headlights, indicators and exterior mirror).
Covers damage due to collision. Bonus protection: in the case of collision damage insurable for one-time damage per year.
Coverage in the case of death, invalidity, daily benefits and recovery costs is eligible.
Discount granted if the car is to be repaired only in contract garage of the insurance.
Automatic reduction for 0.0 per mill coverage included:
However, if in the case of damage alcohol should be detected in the blood, an additional retention of
CHF 2000 in the third party insurance applies and there is no insurance protection in the collision insurance respectively.
Conclusion of contract is only possible if no prosecution exists.
Termination period is one month, not three as it is usually the case.
Breakdown service as well as daily allowance in case of car immobilisation can be insured additionally.
Other products/insurances of Vaudoise