Product characteristics of Helvetia Insurance (car insurance)


Liability insurance
Insured are liability claims based on the road traffic laws.
Supplementary bonus protection available per year.

Partial and fully comprehensive insurance
If compensation for depreciation is covered, compensation in case of total loss is - compared to other offers - relatively low.
Bonus system: Separate bonus systems for collisions, parking damage and damages covered by partial coverage. Bonus protection for damage occuring once per year is additionally available for every domain.
Partial coverage
Damages due to theft, fire, forces of nature, glass breakage, collision with animals, martens, acts of vandalism (specified) are covered. Provided assistance to accident victims. Possible supplements: Personal effects, glass damage to xenon headlights, parking damage with optional amount insured.
Collision insurance
Covers damage due to collision. Possible supplements: Stationary damage, bonus protection, special expenses.

Passenger accident insurance
Lump sum in case of death death, lump sum and supplementary daily compensation for invalidity, hospital daily compensation and medical treatment expenses can be covered.

Special
Supplementary assistance insurance

Other products/insurances of Helvetia