If you need a replacement for your car, all insurance will apply to the replacement as stated in your policy as long as
-
the vehicle belongs to the same price range and car category,
- a permit to drive the replacement car is obtained from the authorities,
- the licence plates listed in your policy are used on the replacement vehicle.
Partial coverage insurance also applies to the vehicle which has been replaced.
When the replaced vehicle is put back on the road with its old licence plates, the insurance no longer applies to its replacement.